How Our Legal Terms Apply to Your Account
When you open an account with us, you enter into a binding agreement that covers how we process your personal data, how we handle disputes, and how transactions through DANA, OVO, GoPay and QRIS are recorded and reconciled. All financial activity is logged against your registered
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account and stored in line with applicable data-retention standards. Where access or eligibility is discussed, eligibility depends on local law — we do not override regional restrictions, and it is your responsibility to confirm that your use of this platform is permitted where you reside. Our
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terms are updated periodically; we notify you of material changes via the email address on your account. If you are in Semarang or anywhere else across Indonesia, the same policy terms apply equally to your account without geographic variation within the country.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.